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Dr. Rachel Davidson
University of Delaware

Project Name:

An Interdisciplinary Approach to Household Strengthening and Insurance Decisions

Other Research Participants/Partners:

Jamie Kruse, East Carolina University; Linda Nozick, Cornell University; Joseph Trainor, University of Delaware

Project Description:

This interdisciplinary project will advance understanding of homeowner insurance purchase and retrofit decision-making and the role it plays in system-wide efforts to manage coastal natural disaster risk associated with the existing building stock. We will use a rich survey dataset we recently collected to develop predictive statistical models of homeowner decision-making, and analyze related questions developed based on hypotheses associated with the well-known Protective Action Decision Model (PADM) and other issues of importance to our end user partners. We will also introduce the new homeowner decision models into an integrated math modeling framework to examine how the homeowner decisions interact with insurer, reinsurer, and government decisions and thus influence regional coastal risk.

Project Abstract

Research Interests:

Natural disaster risk modeling and civil infrastructure systems


Contact Info:

Phone: (302) 831-4952